Professional Indemnity
Professional Indemnity Insurance (BAV) insures liability for damages resulting from professional errors. This concerns an impairment of assets (pure financial damage).
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Professional misconduct
Professional errors may include negligence, mistake, omission, incorrect advice, wrong actions, and the like in work performed by an insured within his professional activities.
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For whom?
Professional indemnity insurance is especially useful if you are a self-employed person advising others or if the progress of large projects depends on your input.
This insurance is required by law for financial advisers, lawyers, civil-law notaries, accountants, and architects.
In addition, there are various professional and business organizations that require insurance. Clients or brokerage firms are increasingly demanding that entrepreneurs insure their liability themselves before starting work for them. Governments also often require professional indemnity insurance for the award of contracts.
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Questions?
Consult your insurance broker or intermediary, or one of our underwriters.
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Downloads
Terms & conditions and other documents